Edisto Habitat for Humanity is a Christian housing ministry that builds houses in partnership with low-income families who are in need of decent housing. These three requirements must be met in order to apply for a home.
- Your family must have a minimum monthly income of $1,400 counting all income including child support and food stamps.
- You must have good credit.
- You must be a resident of Orangeburg County for at least three consecutive months before you can apply.
We are not a quick fix—it takes up to 2 years from the time you get placed on our waiting list until your house is finished. During the time you are on the waiting list, you must work 350 sweat equity (volunteer) hours in our Homestore and at construction sites to show that you are willing to be a partner with Edisto Habitat for Humanity. Friends and family can help you with volunteer hours. Once your home is complete, the mortgage is a 25 year no-interest mortgage with monthly payments running between $350 and $400 a month. The monthly payment includes your property taxes and homeowner’s insurance premium.